Here on mtvan the ability to quote for posted jobs is based simply on the basis of whether the subbie has paid to access the site. (Admin, I know that this is a rather simplistic generalisation since certain members have had free memberships granted, however in general this is the theory!
The only documentation that is asked to be uploaded is GIT insurance document.
Would it really be so difficult for mtvan to oblige subbies to upload both H&R and GIT along with their subscription purchase before they are granted the ability to quote for posted jobs?
In theory, this should not be any more difficult programmatically than the process currently in place to upload GIT documentation!
I fully appreciate that it is not possible to ACTUALLY check the validity of the documentation received, but as has been pointed out in other posts, it would be very unusual for someone to go to the trouble of making the initial payment for an insurance policy and then cancelling it later.
At least then Mtvan can be sure that it has complied with the most basic and simple due diligence checks required by any courier company and the courier companies can be sure that any quote received is from a courier who has at least uploaded an insurance policy in their name which states Carriage of goods for H&R and a GIT policy.
Again, I do accept that it is impossible for Mtvan to actually verify these documents, but at least making the uploading of this documentation before allowing subbies access to quote on work would mean that mtvan has done everything it can to ensure the validity of the driver.